Avoid Tapping Into 401(k) Early

If you’ve been contributing for many years to your 401(k) or similar retirement plan, it may be your largest pool of money. So, if you are facing a financial need, you may think about tapping into your account. After all, it’s your money – why not use it? But touching your 401(k) before you retire may not be a good idea, as it can lead to some unwanted consequences. First, taking funds out of your 401(k) now could increase the risk of running out of money during retirement, which could last for decades. Also, withdrawals taken from your 401(k) before…

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